| Purpose | For Purchase/Construction/ Improvement/Extension/ Take over/ Residential Plot purchase/Plot purchase plus Construction/ Top Up -Housing |
| Eligibility | Individuals who are Salaried/Professionals/ Self employed non-professional/NRI who has adequate repayment capacity supported by proof i.e. Salary Slips/Form 16/ and Income tax returns. |
| Loan Quantum | Min : Rs. 2 Lakh Max : Rs.200 Lakh |
| Repayment | Upto 30 Years (Subject to Maximum age of 65 years or Retirement age, whichever is earlier for Salaried and For Self Employed maximum age is 70 years at the time of loan maturity) |
| Margin(%) | Flat -60% |
| Security | Mortgage of the property being financed |
| Special features |
Program for borrowers who have invested more in property and require lesser loan amount. Considering 15% additional DBR/IIR which results in higher loan eligibility. Maximum Loan to Value- 40% |
