| BASE RATE 9.85% | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Applicable Rates of Interest for Housing Loans | ||||||||||||
| CIBIL Score | GST TURNOVER PROGRAMME (GTP) | BANKING SURROGATE PROGRAM (BSP) | REPAYMENT TRACK RECORD PROGRAM (RTRP) | GROSS RECEIPTS PROGRAMME (GRP) | ||||||||
| Base rate | Spread | Effective RoI | Base rate | Spread | Effective RoI | Base rate | Spread | Effective RoI | Base rate | Spread | Effective RoI | |
| 800-850 | 9.85% | 1.00% | 10.85% | 9.85% | 1.00% | 10.85% | 9.85% | 1.00% | 10.85% | 9.85% | 1.00% | 10.85% |
| 750-799 | 9.85% | 1.25% | 11.10% | 9.85% | 1.25% | 11.10% | 9.85% | 1.25% | 11.10% | 9.85% | 1.25% | 11.10% |
| 700-749 | 9.85% | 1.50% | 11.35% | 9.85% | 1.50% | 11.35% | 9.85% | 1.50% | 11.35% | 9.85% | 1.50% | 11.35% |
| 650-699 | 9.85% | 1.75% | 11.60% | 9.85% | 1.75% | 11.60% | 9.85% | 1.75% | 11.60% | 9.85% | 1.75% | 11.60% |
