| Purpose | For Purchase/Construction/ Improvement/Extension/ Plot purchase plus Construction |
| Areas Covered | All areas falling under the Statutory Town definition of Pradhan Mantri Awas Yojana – Urban |
| Eligible individual housing loans | Annual household income not exceeding Rs. 6 lakh |
| Nature of RoI | RoI will be fixed for initial 7 Years |
| Purpose | For Purchase/Construction/ Improvement/Extension/ Plot purchase plus Construction |
| Areas Covered | Any other areas not falling under the Statutory Town definition of Pradhan Mantri Awas Yojana – Urban |
| Eligible individual housing loans | Rural – (i) Weaker Sections as defined in the RBI’s priority sector guidelines (as amended from time to time); (ii) Annual household income not exceeding 3 lakh; and (iii) Women. |
| Nature of RoI | RoI will be fixed for initial 7 Years |
