Note:

• Loan for Plot Purchase/Loan against plot (Residential & Commercial) shall attract additional RoI of 0.50% (For details refer point a,b,c).
• CRE-H (Third housing loan) will attract an additional 1% over HL RoI based on the program.
• Income Estimation Program is not applicable for Salaried Persons.
• ROI will be decided based on the applicant CIBIL score.
• All loans shall be sanctioned at a fixed rate for the initial 3 years. Thereafter, it shall be converted to floating with the same spread over the prevailing Base Rate of that time.
• The rate of interest mentioned in the range of 650-699 will also apply to applicants with CIBIL scores less than 650/New to Credit/No CIBIL Score and -1 score.
• Home Equity Loan will attract an additional 0.50% RoI over HL RoI.