| House Purchase |
Loans offered for buying new or resale residential properties, either ready-to-move-in or under construction, from developers or individuals. |
| Self Construction |
Funding to construct a house on a plot already owned by the borrower. |
| Balance Takeover |
Transfer of an existing home loan to another lender to benefit from lower interest rates or better terms. |
| Plot Purchase + Construction |
Loan for buying a residential plot along with funds for constructing a house on it. |
| Renovation & Repair |
Loans for repairing, renovating, or refurbishing existing residential properties. |
| Improvement & Extension |
Loan for home improvements such as adding rooms or upgrading the structure/facilities of a house. |
| HL Top-up Loans |
Additional loan on top of an existing home loan, offered at competitive rates for housing-related needs. |
| Loan for 3rd Dwelling Unit Onwards |
Loan for purchasing a third or more residential property, generally with slightly different terms due to the investment nature. |
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