Celebrating 25th Year

Board Of Directors

B.K. Diwakara


Mr. B.K. Divakara started his career as Chartered Accountant in Corporation Bank in the year 1986, at its Head Office at Mangalore. He has more than twenty seven year's experience in Banking, having worked in various positions at Mangalore, Bangalore, Mumbai and Gujarat. He attended various National and International conferences at Hong Kong, Dubai, Turkey and South Africa and recently at Bangkok and Jakarta. On his elevation as Executive Director, Mr B.K. Divakara joined Central Bank of India with effect from 24/01/2014. Presently he oversees portfolios such as Credit, Risk Management, Audit and Inspection, Operations, Government Business, Credit Monitoring, Subsidiaries, General Administration, Security and Transport etc.



Dr. R.C. Lodha assumed the charge of Executive Director at Central Bank of India on 11th March,2015 after a distinguished service of 36 years in Union Bank of India. Dr. Lodha possess an illustrative academic and professional qualifications of MBA (Gold Medalist) along with Ph.D (Finance) and CAIIB. Prior to joining Central Bank of India, he was Chief Vigilance Officer (on deputation from Union Bank of India) to Oriental Bank of Commerce for six months. The path of his banking journey is enriched with varied experience of every department of banking. He has worked at different locations pan India and has headed rural, semi urban and metro branches. He has headed Regional Office, Delhi and had a successful tenure as FGM at Pune and Delhi zones of Union Bank of India. Prior to his joining, he has worked at Managing Director's Office at Central Office, Mumbai. He has also led UBI's BPR initiative (project NavNirman) a joint initiative with McKinsey & Company. He has been conferred bank's Super Achiever Award for all round performance at Baroda & Ahmedabad branches during 2006 to 2008. Also became Chairman's club member three times. Outside bank, he has been conferred C.H. Bhabha Research and Scholarship Award 2000-2001 from IBA. In the social field also he has been adorned with Bhama Shah Award 1988 from Maharashtra Mewar Foundation Udaipur for his outstanding work for Social Service.



Mr V. Sridar is a Chartered Accountant. He started his career in 1973 in a manufacturing unit in the private sector. He joined Union Bank of India in 1975 and served in various positions in Internal Audit, Vigilance, Credit , Recovery, Balance Sheet Finalisation, Corporate Taxation, Technology and Staff Training Departments. He also has extensive experience in branch banking. He was appointed as Executive Director of UCO Bank in 2000 where he served till 2002. He was appointed as Chairman and Managing Director of National Housing Bank in 2002. His services were later transferred as Chairman and Managing Director of UCO Bank in 2004. He retired from UCO Bank in 2007 and presently serves as an Independent Director on the Boards of several companies, including some in the financial services sector.

Anil Girotra


Shri. Anil Girotra, holds a Masters degree in Science (Maths) along with a Bachelor's Degree in Law, C.A.I.I.B., Diploma In Personnel Management and Diploma inCorporate Laws and Management(Indian Law Institute). He has over 36 years of varied experience in Banking Operations and Administration. He had a gratifying career of 33 years with Canara Bank, rising to the rank of General Manager. He was also on deputation to 'Can Fin Homes' an associate company of Canara Bank engaged in housing finance in earlier days. Besides he headed several branches and Controlling offices of Canara Bank during his tenure in Canara Bank. He served as the Executive Director of Andhra Bank and was also a Director of India First Life Insurance Company Limited during his tenure in Andhra Bank. Presently he is also a member on the enforcement committee of Micro Finance Institutions Network.



Mr.A.K. Bansal is the Independent Director of our Company. He worked as Executive Director of Indian Overseas Bank between 2010-13. Shri A. K. Bansal is a Post Graduate in Agriculture from the renowned G B Pant Agriculture University, Pant Nagar, Nainital and recipient of ICAR Junior Research Scholarship. He joined Union Bank of India as Agricultural Field Officer at the age of 23 years in the year 1976. He has had a highly successful and rewarding career path at Union Bank during which he was awarded Super Achiever and Star Performer status, conferred with the Chairman Club Membership and was entrusted with some of the most challenging and coveted assignments of the Bank. He was also the driving force for setting up the Bank’s Capital Market Cell at Mumbai and establishing the Bank’s first museum at M S M branch in Mumbai. At Indian Overseas Bank, among other portfolios, he had exclusive charge of Large Corporate, International, MSME, Planning, NPA management, Agriculture & Priority Credit, Inspection & Audit, Public Relations, Customer Service & Vigilance. He has been conferred the “Indira Super Achiever Award” for the year 2010-11 by the Indira Group of Institutions, Pune in recognition of his high contribution value to the field of Banking and Finance during his banking career. He is on Board of Several Companies.

Narender Singh


Shri. Narender Singh - General Manager - Retail (Central Bank of India) Shri. Narender Singh holds a Bachelor's Degree in Commerce, CAIIB & PGDCA. He started his career with Central Bank of India in 1981 and rose to the rank of General Manager. He has varied experience in the field of Credit, Retail Assets and Recovery.

Vasantha Govindan


Ms. Vasantha Govindan is Post Graduate in Business Management (Finance) by qualification. She has built expertise in the areas of fund Management & Debt Markets working with UTI AMC Ltd for past 13 years. She is currently designated as Vice President, responsible for managing and overseeing Investments of the Administrator of the Specified Undertaking of UTIs (SUUTIs) assets. She represents SUUTI on the Board of the Company.

Vineet Singhal


Shri Vineet Singhal is an Associate Member of the Institute of Cost Accountants of India, an Associate Member of the Institute of Company Secretaries of India and holds Masters in Business Administration (Finance). He is also a Certified Associate of the Indian Institute of Bankerswith Honours Degree in Commerce from Shri Ram College of Commerce. He is presently working as Deputy General Manager in National Housing Bank, a statutory body that regulates, supervises and supports the development of a sound and sustainable housing finance system in the country. The Bank is also engaged in financing and promotional activities. He has a post qualification experience of nearly 22 years and has worked in various capacities in the Bank.



General Manager (Housing & Urban Development Corporation) Shri V.T.Subramanian is a Civil Engineer and has been with Housing & Urban Development Corporation Ltd (HUDCO) since 1989. He worked in various positions in Kolkata, Chennai, Raipur and Bhopal offices of HUDCO. He has vast experience in project finance as well as retail financial and has headed various offices of HUDCO in the past. He is represented on the Board of several companies including those in the financial service sector. Currently he is Regional Chief of HUDCO, Bhopal.

Pradeep Kumar


Shri Pradeep Kumar- General Manager- Risk Management (Central Bank of India) holds a Master degree in Science & CAIIB. He started his career with Central Bank of India in 1984, worked in various capacities and rose to the position of General Manager. He is currently heading the Risk Management Department at Central Bank of India. He is also on the Board of other Companies


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