Celebrating 25th Year




Loan Against Property


Purpose :

Any personal/business need (Other than speculation)

 

Eligibility :

Individuals having their own shop/office/gala/any property which is easily marketable and is free from encumbrance.

 

Quantum of Loan :


  • Maximum Loan Rs.40 lakh.
  • Actual loan amount will be determined after taking into factors such as repayment capacity, age, stability and continuance of income, number of dependents, co applicant's income, assets/liabilities etc.
 

Loan Cost Ratio :

Loan will be restricted to 50% of the market value of the property.

 

Installment to Income Ratio :

  • 45% at Branch level
  • Above 45 to 50% at RO Level
 

Security :

  • First charge on property
  • Age of the property not more than 25 years
 

To know the list of documents required for loan approvals

To know more our rate of interest

 

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