Toll Free No: 1800-3000-5259

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Except 2nd and 4th Saturdays,
and public holidays.
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Loan Against Property

Purpose : Any personal/business need (Other than speculation)
Eligibility : Individuals having their own shop/office/gala/any property which is easily marketable and is free from encumbrance.
Quantum of Loan :
  • Maximum Loan Rs.40 lakh
  • Actual loan amount will be determined after taking into factors such as repayment capacity, age, stability and continuance of income, number of dependents, co applicant's income, assets/liabilities etc.

Loan Cost Ratio : Loan will be restricted to 50% of the market value of the property.
Instalment to Income Ratio :
  • 45% at Branch level
  • Above 45 to 50% at RO Level

Security :
  • First charge on property
  • Age of the property not more than 25 years

To know the list of documents required for loan approvals    

To know more our rate of interest