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Housing Loans

Home Loans :

  • Purchase of readily built residential house/flat/apartment.

  • Construction of residential dwelling unit. Read more ...

Lower Income Group Housing:

  • Housing Loans up to Rs. 5.00 lacs to new / existing borrowers in EWS/LIG Categories.

  • Housing loans means loans to eligible borrowers in EWS/LIG categories for house improvement, construction, acquisition and purchase of new or second hand dwelling units. Read more ...

Urban Low Income Housing :

  • Housing Loans up to Rs. 5.00 lacs to individuals having total monthly household income up to Rs. 15000/- (borrower and co-borrowers) in respect of units situated in urban areas.

  • Housing Loans means loans to eligible individuals (borrower and co-borrowers) for construction of new dwelling units /acquisition/purchase of dwelling units / extension or up gradation or repairs of existing dwelling units. Read more ...

Home Equity Loan :

  • Maximum Loan Rs.25 lakh for Business expansion, Education/Marriage purpose, Emergency medical treatment and Foreign purpose, etc,.

  • Actual loan amount will be determined after taking into factors such as repayment capacity, age, stability and continuance of income, number of dependents, co applicant's income, assets/liabilities etc. Read more ...

Rural Loan Policy:

  • For purchase/construction/repair and up-gradation of housing units in rural areas.

  • “Rural area” for the purpose of the scheme is the area comprised in any village including the area comprised in any town, the population of which does not exceed 50,000 (as per the 1991 census). Read more ...


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