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Home Equity Loan

Purpose : Individuals having their own house / flat which is free from encumbrance.
Quantum of Loan :
  • Maximum Loan Rs.25 lakh for Business expansion, Education/Marriage purpose, Emergency medical treatment and Foreign purpose, etc,.
  • Actual loan amount will be determined after taking into factors such as repayment capacity, age, stability and continuance of income, number of dependents, co applicant's income, assets/liabilities etc.

Tenure of Loan : Minimum tenure of 5 years and maximum tenure of 15 years
Loan Cost Ratio : Loan will be restricted to 50% of the market value of the property.
Security :
  • First charge on residential house/flat
  • Age of the property not more than 25 years
  • House given for security will be self-occupied

To know the list of documents required for loan approvals    

To know about the rate of interest, please contact our nearest branch offices